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Services
Contact Us
Location: 504 Court Road
Grand Junction, CO 81501
Phone: 970-242-3100
Email: memberservices
@harmonyfcu.org
Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222
Rates & Fees
| Fee Schedule | |
| Type | Amount |
| Membership par value | $25 |
| Account Closure within 90 days of opening | $15 |
| Account reconciliation/research | $10 per hour - 1 hour minimum |
| Christmas Club early withdrawal | $10 per occurrence |
| Corporate check | $1 per check |
| Corporate check copy | $7 per check |
| Check deposit return | $9 per item |
| Check Deposit return-same member | $30 per item |
| Inactive account - under $100 | $5 per month |
| Money Market balance below $2,500 | $15 per month |
| Money Market withdrawal after 6 per month | $5 per withdrawal after limit of 6 |
| Debit Card Courtesy Pay – per transaction | $10 per transaction |
| Negative Checking Account | $5 per day - after 5 consecutive business days |
| Money order | $0.25 |
| Non-member check cashing | $15 per check regardless of the dollar amount |
| Reopen membership | $15 per occurrence |
| Return mail - no forwarding address | $3 per piece of mail |
| Savings withdrawals - Youth or Kid's Club | $5 per withdrawal after 1 free per month |
| Statement copy | $3 per month |
| Stop payment on Corporate check | $25 (after the later of)
|
| Stop Payment | $25 per item |
| Wire-domestic | $15 |
| Wire-international | $50 |
| IRA closure | $25 |
| Copy of cancelled check | $7 per item (no charge member retrieves from Online Banking) |
| Interest bearing checking below $1,000 | $7 per month |
| Non-Sufficient Funds Fee | $30 per item |
| Stop Payment 5 or more (consecutive #'s) | $35 for 5 or more checks |
| Credit card replacement | $15 |
| Debit card replacement - per card, per occurrence | $10 |
| Debit PIN replacement - per card, per occurrence | $5 |
| Debit/Credit card rush | actual costs |
| PIN replacement rush | actual costs |
| Loan late payment | $20 per occurrence |
| Loan payment return | $30 |
| Loan refinance to reduce interest rate | $250 |
| UCC Filings - for filing and release | $20 total |
| VISA late payment | $15 |
| VISA Non-Sufficient Funds payment | $25 |
| Real Estate Deed of Trust Release | $30 |
| Real Estate Subordination agreement | $100 |
| Business Account research/reconciliation | $10 per hour, 1 hour minimum |
| Business Account below $1,000 | $7 per month |
| Business Check Deposit return - per item | $9 |
| Business Check Deposited return same member - per item | $30 |
| Business Service charge | $7 per month |
| Sole Proprietor/Non profit | $10 annually |