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Contact Us:
504 Court Road, GJ CO 81501

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

Online Banking


Contact Us

Location: 504 Court Road
Grand Junction, CO 81501
Phone: 970-242-3100
Email: memberservices

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

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Rates & Fees

Effective as of: January 1, 2021
Fee Schedule
Membership par value$25
Account Closure within 90 days of opening$15
Account reconciliation/research$10 per hour - 1 hour minimum
Christmas Club early withdrawal$10 per occurrence
Corporate check$1 per check
Corporate check copy$7 per check
Check deposit return $9 per item
Check Deposit return-same member$30 per item
Inactive account - under $100 $5 per month
Money Market balance below $2,500$15 per month
Money Market withdrawal after 6 per month$5 per withdrawal after limit of 6
Debit Card Courtesy Pay – per transaction$10 per transaction
Negative Checking Account $5 per day - after 5 consecutive business days
Money order$0.25
Non-member check cashing$15 per check regardless of the dollar amount
Reopen membership$15 per occurrence
Return mail - no forwarding address$3 per piece of mail
Savings withdrawals - Youth or Kid's Club$5 per withdrawal after 1 free per month
Statement copy$3 per month
Stop payment on Corporate check$25 (after the later of)
  1. ) 90th day after date of check or
  2. ) date claim is made if after 90th day
Stop Payment$25 per item
IRA closure$25
Copy of cancelled check$7 per item (no charge member retrieves from Online Banking)
Interest bearing checking below $1,000$7 per month
Non-Sufficient Funds Fee$30 per item
Stop Payment 5 or more (consecutive #'s)$35 for 5 or more checks
Credit card replacement$15
Debit card replacement - per card, per occurrence$10
Debit PIN replacement - per card, per occurrence$5
Debit/Credit card rushactual costs
PIN replacement rushactual costs
Loan late payment$20 per occurrence
Loan payment return$30
Loan refinance to reduce interest rate$250
UCC Filings - for filing and release$20 total
VISA late payment$15
VISA Non-Sufficient Funds payment$25
Real Estate Deed of Trust Release$30
Real Estate Subordination agreement$100
Business Account research/reconciliation$10 per hour, 1 hour minimum
Business Account below $1,000$7 per month
Business Check Deposit return - per item$9
Business Check Deposited return same member - per item$30
Business Service charge$7 per month
Sole Proprietor/Non profit$10 annually
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