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Contact Us:
504 Court Road, GJ CO 81501

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

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Contact Us

Location: 504 Court Road
Grand Junction, CO 81501
Phone: 970-242-3100
Email: memberservices

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

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About Us

Our Story

Junction Bell FCU was chartered on April 30, 1940 to serve Mountain States Telephone and Telegraph Company employees and their families. We started with just 12 charter members and deposits totaling $60.00. As time went on we added several small employee groups to our membership field.

Now, over 75 years later, our field of membership has changed. Today we can serve anyone who lives, works, worships or attends school in Mesa County, as well as businesses and other legal entities. This change allows us to offer our personalized service to all in Mesa County.

As a direct result of our membership changes, we are excited to announce that our Board of Directors has made the decision to change the name of the credit union to Harmony Federal Credit Union effective January 1, 2018. This name change is not intended to forget our proud roots as a telephone employee credit union; it is instead intended to bring to the forefront our ability to work in harmony with all of our Mesa County neighbors.

Our Mission Statement

To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community.

Our Members

This is YOUR Credit Union - you belong with us!

Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners. This means that having an account with us not only gives you access to the services, but you are entitled to vote on important issues, such as the election of member representatives to serve on the board of directors, as well as serve in our volunteer positions yourself.

You may open an account with Harmony FCU if you live, work, worship, or attend school within Mesa County.

Our Contact Information

We are conveniently located at:
504 Court Road
Grand Junction, CO 81501

Phone: (970) 242-3100
Toll Free: (844) 544-5418
Fax: (970) 243-7221


Office Hours:
Lobby: Monday - Friday
8:30 a.m. - 5:00 p.m.

Drive Up: Monday - Thursday
7:30 a.m. - 5:00 p.m.
7:30 a.m. - 6:00 p.m.

Our Holiday Office Closures

  • Monday, January 20th
    Martin Luther King Jr. Day
  • Monday February 17th
    Presidents Day
  • Monday, May 25th
    Memorial Day
  • Friday, July 3rd
    Independence Day
  • Monday, September 7th
    Labor Day
  • Monday, October 12th
    Columbus Day
  • Wednesday, November 11th
    Veterans Day
  • Thursday, November 26th & Friday, November 27th
  • Friday, December 25th
  • Friday, January 1st, 2021
    New Year's Day
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