Contrast View

Contact Us:
504 Court Road, GJ CO 81501

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

Online Banking


Contact Us

Location: 633 24 road
Grand Junction, CO 81505
Phone: 970-242-3100
Email: memberservices

Lost Debit Card: 800.554.8969
Lost Credit Card: 800.247.4222

facebook_like_icon Instagram

About Us

Our Story

Junction Bell FCU was chartered on April 30, 1940 to serve Mountain States Telephone and Telegraph Company employees and their families. We started with just 12 charter members and deposits totaling $60.00. As time went on we added several small employee groups to our membership field.

Now, over 75 years later, our field of membership has changed. Today we can serve anyone who lives, works, worships or attends school in Mesa County, as well as businesses and other legal entities. This change allows us to offer our personalized service to all in Mesa County.

As a direct result of our membership changes, we are excited to announce that our Board of Directors has made the decision to change the name of the credit union to Harmony Federal Credit Union effective January 1, 2018. This name change is not intended to forget our proud roots as a telephone employee credit union; it is instead intended to bring to the forefront our ability to work in harmony with all of our Mesa County neighbors.

Our Mission Statement

To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community.

Our Members

This is YOUR Credit Union - you belong with us!

Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners. This means that having an account with us not only gives you access to the services, but you are entitled to vote on important issues, such as the election of member representatives to serve on the board of directors, as well as serve in our volunteer positions yourself.

You may open an account with Harmony FCU if you live, work, worship, or attend school within Mesa County.

Our Contact Information

We are conveniently located at:
633 24 road
Grand Junction, CO 81505

Phone: (970) 242-3100
Toll Free: (844) 544-5418
Fax: (970) 243-7221


Office Hours:
Lobby: Monday - Friday
8:30 a.m. - 5:00 p.m.

Drive Up: Monday - Thursday
7:30 a.m. - 5:00 p.m.
7:30 a.m. - 6:00 p.m.

2023 - 2024 Office Closures

  • Thursday, November 11th
    Veterans Day
  • Thursday, November 25th & Friday, November 26th
  • Monday, January 17th
    MLK Jr Day
  • Monday, February 21st
    President’s Day
  • Monday, May 30th
    Memorial Day
  • Monday, July 4th
    Independence Day
  • Monday, September 5th
    Labor Day
  • Monday, October 10th
    Columbus Day
  • Friday, November 11th
    Veterans Day
  • Thursday, November 24th & Friday, November 25th
  • Friday, December 24th
    Christmas Eve
  • Monday, December 26th
    Christmas (observed)
  • Monday, January 2nd , 2023
    New Years (observed)
Back to Top